We can now provide a Loan to enable owner/occupiers to update and improve their Park Home.
There is growing concern to ensure that people can live in homes heated in a safer, cleaner and more economical way. Depending on your Local Authority Policy, there are a number of options that could be available to you with special attention being given to the appropriate insulation and heating requirements with realistic costs and efficiency calculations.
Contact the Housing Department of your Council if you would like to apply for a Park Home Loan and request that a referral to WHIL is made. Once the cost of the works have been identified and you have confirmed that you would like to be visited by a WHIL Home Loans Adviser, you will be contacted and a visit arranged to complete a financial assessment to ensure that the repayments are affordable and help you to complete the application form.
All loans are secured by using either an equitable mortgage or an equitable charge on the property. It is also registered at the Land Registry, meaning the property cannot be sold or change ownership without the Wessex loan being re-paid.
IMPORTANT: YOUR HOUSE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS OF YOUR MORTGAGE OR LOAN SECURED UPON IT.
PLEASE NOTE: Further details of these schemes are available on request from your Local Council.
Depending on Local Authority Policy, not all Loan Schemes may be available in your area.
