OUR LOAN SCHEMES
Download leaflet
Choose the loan which suits your need.

Contact your local authority.

They will contact us and arrange for one of our loan advisors to visit you.

The Home Improvement Loan
The Home Improvement LoanOur original loan scheme can help you:

• Make essential repairs to your home
• Provide a new kitchen or bathroom
• Install double glazing
• Renew the electrical wiring
• Provide a new and efficient heating system   READ MORE

Disability Facility Loan
Disability Facility Loan This new scheme is designed to assist clients to make essential adaptations to their property so that they, or someone they support and care for, can live as independently as possible in their own home.   READ MORE

Loans to Landlords Empty Homes Scheme
Loans to Landlords Empty Homes SchemeWill assist Landlords or house owners to make essential repairs or improvement works to a property that they rent out to tenants. If you are a Landlord or Empty Home Owner and have an interest in applying for one of these innovative loans you should contact your Local Authority Housing Officer for the application policy and procedure in your area.   READ MORE

  Loans for Loft Conversions
Loans for Loft ConversionsHelps families under pressure for extra accommodation to increase their living space. Families grow, and converting the loft space could be more affordable than moving to a larger house.   READ MORE

Renewable Energy Loan
Renewable Energy LoanWhen all other measures have been taken to insulate your home effectively, it may be the time to consider sustainable ways to generate energy. Your Local Authority can offer not only advice on solar panels and other forms of renewable energy, but also affordable finance through WHIL towards the installation most suited to your needs.   READ MORE

First Time Buyers Loan
First Time Buyers LoanSome Local Authorities are able to help First Time Buyers to make essential repairs to their new homes or, to help with the deposit to purchase your new home. Contact your Local Council for further details.   READ MORE

Capital Appreciation Loans
Capital Appreciation LoansThis loan scheme is available to those people who for personal reasons, or for reasons of Faith, do not wish to pay interest on a loan.   READ MORE

Park Home Loan
Park Home LoanWe can now provide finance to enable owner/occupiers to update and improve their park homes.   READ MORE

IMPORTANT: YOUR HOUSE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS OF YOUR MORTGAGE OR LOAN SECURED UPON IT.


PLEASE NOTE:
Further details of these schemes are available on request from your Local Council.
Depending on Local Authority Policy, not all Loan Schemes may be available in your area.