Wessex Home Improvement Loans is a Community Development Finance Institution (CDFI) working in partnership with your Local Council. Established in 2002 as a “not for private profit” organisation we provide finance to home owners for essential maintenance and improvement works to their property.
If your property is in need of essential repair or adaptation and you cannot afford to get the work done we may be able to help.
We work with a consortium of local authorities, and in partnership with individual authorities in the South West of England.
Your Local Council can refer you to Wessex Home Improvement Loans who deal with all aspects of the loan process. A Loan Adviser will contact you to arrange a visit so that every detail of the scheme can be discussed. There is no obligation upon you to proceed and our friendly staff are happy to answer all your questions.
Our experienced Home Loans Advisers complete a thorough financial assessment to assess financial eligibility for a loan and offer the most suitable loan product for your individual financial situation. WHIL have a total of six loan products available, the above leaflet shows examples of the monthly repayment commitment with a Capital Repayment Loan.
Loan products offered are based on WHIL’s financial assessment and the Local Authority Policy for loan eligibility. Not all loan products are available in every area, dependant on Local Authority Policy.
REPAYMENTS OF YOUR MORTGAGE OR LOAN SECURED UPON IT.
PLEASE NOTE: Further details of these schemes are available on request from your Local Council.
Depending on Local Authority Policy, not all Loan Schemes may be available in your area.
